The Best Prepaid and Pay-as-You-Go Phone Plans in Canada

Top Featured Plans: Data-Heavy Picks With Transparent Details

Below are four standout offers that balance price, data, and coverage for Canadian shoppers looking at prepaid and pay as you go style plans. Each summary includes key specs, eligibility, total cost math, and who the plan best serves. Taxes and 911 fees are extra in most provinces. Always confirm final pricing and inclusions with the carrier at checkout.

Chatr Mobile 47 dollars Canada Talk, Text and Data 4G Plan

• Price: 47 dollars per month
• Plan type: Prepaid, month to month, no contract
• Talk and text: Unlimited Canada wide
• Data: 80 GB on 4G access
• Bonus: 40 GB with auto pay as shown
• Network: Runs on the Rogers network
• Estimated 2 year spend: About 1,128 dollars before tax, based on 47 dollars times 24 months

What to know: Chatr is Rogers value brand. This plan is designed for simple, predictable billing with top ups and no credit check. Data speeds and video resolution follow Chatr policy for 4G access on the Rogers network. After the monthly data amount is used, speeds may be reduced or additional data may be purchased, depending on current Chatr rules at the time of activation.

Best for: Users who want a low maintenance prepaid setup, reliable Canada wide calling, and a large 4G data bucket at a sub 50 dollar price point. Good fit for students, newcomers, or anyone avoiding a credit check.

Notes and eligibility: Prepaid activation required. Auto pay enrollment is typically needed to receive the extra data stated above. eSIM and physical SIM availability may vary by channel.

Virgin Plus 55 dollars 60 GB Talk, Text and Data

• Price: 55 dollars per month, shown as a promotion from 65 dollars
• Plan type: Postpaid, month to month, no term commitment
• Talk and text: Unlimited Canada wide
• Data: 60 GB monthly data
• Network: Runs on the Bell network
• Estimated 2 year spend: About 1,320 dollars before tax, based on 55 dollars times 24 months

What to know: Virgin Plus is Bell’s flanker brand with strong national coverage and member perks. Because this is a postpaid plan, a credit check is usually required and billing happens monthly after usage. Speed tier and hotspot rules follow Virgin Plus plan policy. When the monthly data allotment is used, speeds may be reduced or pay per use data may apply per Virgin Plus terms.

Best for: Shoppers who prefer a traditional monthly bill, stable nationwide coverage on the Bell network, and a large 60 GB data bucket with unlimited nationwide talk and text.

Notes and eligibility: Pricing and promo period can vary by region and channel. Bring your own phone or finance a device through Virgin Plus subject to approval and program rules.

Koodo Mobile 47 dollars 4G Base Plan

• Price: 47 dollars per month
• Plan type: Prepaid, month to month, no contract
• Talk and text: Unlimited Canada wide
• Data: 80 GB on 4G access
• Bonus: Extra 40 GB if automatic top up is enabled, as shown
• Network: Runs on the Telus network
• Estimated 2 year spend: About 1,128 dollars before tax, based on 47 dollars times 24 months

What to know: Koodo is owned by Telus and is known for strong coverage and customer friendly options. This prepaid base plan combines unlimited nationwide talk and text with a large 4G data pool. Auto top up is generally required to unlock the extra data shown. After the monthly data amount is used, speeds may be reduced or data add ons can be purchased, following Koodo prepaid rules.

Best for: Users who want the Telus network on a prepaid basis with a generous data allowance and predictable billing without a credit check.

Notes and eligibility: Activation on prepaid is required. eSIM support depends on device and sales channel. International long distance and roaming are available as add ons at posted rates.

Public Mobile 45 dollars 60 GB Canada, United States and Mexico 5G Mobile Plan

• Price: 45 dollars per month
• Plan type: Prepaid, month to month, no contract
• Talk and text: Unlimited calling and texting to Canada, United States, and Mexico as shown
• Data: 60 GB with 5G access on eligible devices and in covered areas
• Network: Operates on the Telus network
• Estimated 2 year spend: About 1,080 dollars before tax, based on 45 dollars times 24 months

What to know: Public Mobile is a digital first brand owned by Telus. This plan stands out for cross border calling and texting that covers Canada, United States, and Mexico, plus a sizable 60 GB data bucket with 5G access where available. Public Mobile plans are managed in app and typically do not require a credit check. After the monthly data is used, speeds may be reduced or top ups can be purchased.

Best for: Travelers and cross border callers who want a simple prepaid plan that includes unlimited talk and text across Canada, United States, and Mexico at a very competitive monthly price.

Notes and eligibility: Activation and in app account are required. Device compatibility and 5G coverage vary by location. Roaming data usage and fair use policies apply when outside Canada. Verify exact inclusions for Canada, United States, and Mexico at checkout.

Important Fine Print For All Plans

• Prices shown exclude taxes, government fees, and any pay per use charges that may apply.
• Speeds, throttling rules, hotspot use, video resolution, and data rollover are controlled by each carrier’s current policy and may change.
• Coverage depends on network availability and the customer device. 5G requires a compatible device and 5G coverage.
• Auto pay or automatic top up requirements must be met to receive any bonus data listed above.
• Plan availability can vary by province and channel. Promotions are time limited and subject to change.

How we evaluate: We prioritize total monthly cost, size of the data bucket, network quality and reach, cross border value, and ease of setup for prepaid customers. We calculate the two year spend using the monthly price multiplied by 24 months to provide a clear total cost view before tax.